As a free sample for clients and potential
clients, below is offered summary information on a sample bank in Eastern
Europe or Central Asia selected casually from among those offering moderate
(not particularly high) interest rates for foreign-currency retail term
deposits.
Bank info:
Name: Bank Morskoy (PJSC Bank “Morskoy”) (Публічне
акціонерне товариство Банк "Морський") (N.B.:
morskoy means “marine” in Russian.)
Headquarters: Sevastopol, Autonomous Republic of Crimea, ...............................
Founded: 1994.
Total assets: UAH* 1,269,984,000 (USD
158.89 mln) as of 31 Dec. 2013, ranking in 101st
place out of 180 banks in Ukraine.
*As of 31 Dec. 2013 the
official exchange rate for the Ukrainian hryvnia (UAH) was USD
1 = UAH 7.993
Total
loans: UAH 471,365,000
(USD 58.97 mln) as of 31 Dec. 2013, of which 85.95% were to commercial clients
(72.56% in UAH, 13.29% in other currencies) and 14.05% were to retail clients
(9.48% in UAH, 4.57% in other currencies).
Total
deposits: UAH 652,481,000
(USD 81.63 mln) as of 31 Dec. 2013, of which 26.34% were from commercial
depositors (20.27% in UAH, 6.07% in other currencies) and 73.66% were from
retail depositors (53.29% in UAH, 20.36% in other currencies).
Net profit
(loss) for 4Q 2013: UAH 254,000 (USD 31,778).
Number of branches:
21
Gallery of licenses and
certifications: Лицензии и Свидетельства
Ownership structure: As of August 2013 the bank was owned 12.6286%
by the insurance company Angarant, and
87.3714% by 25 shareholders primarily
involved in rail and sea transport. (The bank features special international accounts
for seamen.)
Quarterly
financial statements at bank’s website, 2011-2013: Квартальные отчеты
Quarterly
financial information at site of National Bank of Ukraine, 2002-2013: Дані
фінансової звітності банків України – Архів
Annual reports
at bank’s website, 2005-2012: Годовые отчеты
Auditor: Aval
Auditing Company Ltd. (ООО “Аудиторская компания “Аваль”)
SWIFT Code: MORKUAUK
Recent awards: In December 2013 the bank was awarded “Best
Employer” for 2013 by the Sevastopol City Employment Center. (Image of
award.)
Catalog of repossessed
collateral for sale (cars, houses, commercial property, and one luxury motor
yacht), with prices and full photo galleries:
Залоговое имущество
Contact info:
Phone: (+380) 0692-53-90-30
Fax: (+380) 0692-53-90-54
E-mail: info@morskoybank.com
Terms for retail term deposit “Marine”
(Вклад
«Морской») in effect from 26 February 2014:
USD (min. USD 100): 8.50% a.p.r. for 3 months, 8.75% for 6 mos., 9.00%
for 12 mos.
EUR (min. EUR 100): 7.50% a.p.r. for 3 months, 7.75% for 6 mos., 8.00%
for 12 mos.
UAH (min. UAH 1,000): 16.00% a.p.r. for 3 months, 18.50% for 6
mos., 19.00% for 12 mos.
Terms for corporate term deposits in effect from 12 February 2014:
USD: 6.50% a.p.r. for 14 days to 3 months, 8.50%
for 3-6 mos., 8.75% for 6-9 mos., 9.00% for 9-12 mos.
EUR: 5.50% a.p.r. for 14 days to 3 months, 7.50%
for 3-6 mos., 7.75% for 6-9 mos., 8.00% for 9-12 mos.
UAH: 13.00% a.p.r. for 14 days to 3 months, 16.00%
for 3-6 mos., 18.50% for 6-9 mos., 19.00% for 9-12 mos.
Gold (without physical
delivery): 2.25% a.p.r. for 6-9 months, 3.25%
for 9-12 mos.
