As a free sample for clients and potential
clients, below is offered summary information on a sample bank in Eastern
Europe or Central Asia selected casually from among those offering moderate
(not particularly high) interest rates for foreign-currency retail term deposits. This bank’s interest rate of 4.50% for
12-month accounts in USD is currently in 120th place among interest rates for
12-month USD retail accounts in Russia, with the highest-ranking account being
at a bank that offers 6.51% for USD 1,000 or more.
Bank info:
Bank: Bank Narodniy Credit (OJSC Bank “Narodniy
Credit” – ОАО Банк «Народный кредит»)
Headquarters: Moscow, Russian Federation
Founded: 1993
Total assets: RUB 41.51 bln (USD 1.27
bln) as of 31 Dec. 2013 (107th largest in Russia)
Number of branches and offices: 53
No. of ATMs: 122
Ownership structure as of
1 Jan. 2014: Информация
о лицах (list and diagram)
Quarterly financial
statements, 2005-2013: Отчетность
Monthly/quarterly
financial statements, 2007-2014; annual financial statements, 1997-2012: Открытое акционерное
общество Банк "Народный кредит"
Quarterly/annual financial
statements, 2010-2012; other public disclosures: ОАО Банк
"Народный кредит"
Auditor: OOO Auditing Service RTsB-Delovaya Perspektiva (ООО
«Консультационно-аудиторская фирма «Деловая Перспектива»)
SWIFT Code: NACRRUMM
Ratings:
Rating agency “Expert RA” (Эксперт
РА): credit rating of
“A” (sublevel III), with outlook of “developing”
Rating agency “RA-National”
(«Национальное Рейтинговое Агентство»): credit
rating of “A”
Recent awards: In the “Financial Olympics”, an event hosted annually
at the Moscow Ritz-Carlton Hotel by the rating agency RBK Rating, the bank
received on 30 May 2011 the award “Deposit
Bank (Potential and Prospects” for 2010.
(News story. Photo.)
YouTube channel: Банк Народный
Кредит
Contact info:
Phone: (+7) 495-739-54-78
Fax: (+7) 499-967-82-87
E-mail: info@narcred.ru
Web: www.narcred.ru
Terms of retail term deposit “Narodniy Percentage” («Народный
процент»):
USD or EUR (minimum deposit
USD/EUR 300): 0.75% a.p.r. for 31 days,
2.00% for 91 days, 3.50% for 181 days, 4.50% for 367 days.
RUB (minimum deposit RUB
5,000): 6.25% a.p.r. for 31 days, 8.25%
for 91 days, 9.25% for 181 days, 10.25% for 367 days.
Terms of commercial
term deposits:
The bank calculates
interest rates for commercial deposits on a case-by-case basis depending on
currency, amount, and maturity of deposit.
