As a free sample for clients and potential clients,
below is offered summary information on a sample bank in Eastern Europe or
Central Asia selected casually from among those offering moderate (not
particularly high) interest rates for foreign-currency retail term deposits.
Bank info:
Name: Bobar Banka (Бобар банка а.д.
Бијељина)
Headquarters: Bijeljina, Republika Srpska, Bosnia and
Herzegovina.
Founded: 1998.
Total assets: BAM* 371,537,688
(USD 261.8 mln) as of 31 Dec. 2013. As
ranked by net assets, as of 30 Sept. 2013 the bank ranked in 6th
place out of 10 banks operating in Republika Srpska.
*The convertible mark of Bosnia
and Herzegovina (BAM, Босанско-Херцеговачка конвертибилна марка) has
been pegged to the euro at a rate of BAM 1 = EUR 0.51129 since 1 January 2002,
in continuance of an earlier peg of the BAM to the Deutsche Mark at BAM 1 = DEM
1. As of 31 Dec. 2013 the official
exchange rate for the mark was USD 1 = BAM 1.419016
Total loans to customers
and deposits in other banks: BAM 212,200,014
(USD 149.5 mln) as of 31 Dec. 2013 before accounting for provisions, BAM
197,040,100 after provisions. Of the amount
before provisions, 65.16% were in Bosnian marks, 11.91% were in Bosnian marks
with contractual protection against risk, and 22.93% were in other currencies.
Total deposits from
customers and loans from other banks: BAM
240,090,182
(USD 169.2 mln) as of 31 Dec. 2013, of which 64.56% were in Bosnian marks and
35.44% were in other currencies.
Net profit (loss) for the
year 2013: BAM 1,414,395
(USD 996,750), up from BAM 1,294,204 in 2012.
Number of branches and
banking outlets: 6
branches and 43
other units in Republika Srpska and the Federation of Bosnia & Herzegovina as
of 18 November 2013.
POS locations: 55
as of 30 Sept. 2013.
Number of ATMs: 5
as of 30 Sept. 2013.
Number of employees: 189
as of 18 November 2013.
Ownership structure: As of 10 April January 2014 the bank was owned
22.88% by Bobar Autosemberija d.o.o. Bijeljina, 9.27% by Univerzal a.d.
Bijeljina, 8.26% by the Republika Srpska public investment fund (Akcijski fond
Republike Srpske a.d. Banja Luka), 7.38% by TP Progres a.d. Bijeljina, 6.69% by
a custody account at Nova Banka a.d. Banja Luka, 6.60% by Staubli Holzhäuser
Vertriebs AG (in Zug, Switzerland; in liquidation), 5.56% by Bobar Group d.o.o.
Bijeljina, 5.56% by Holding Drinatrans a.d. Zvornik, 4.95% by the Republika
Srpska Restitution Fund (Fond za restitucije Republike Srpske a.d. Banja Luka),
3.63% by Bobar Osiguranje a.d. Bijeljina, and 19.20% by other shareholders.
Data on the bank at the
website of the Banja Luka Stock Exchange (BLSE) including contact info, management
info, ownership data, as well as company filings, announcements, and financial
statements from 2003 onward:
In Serbian (Cyrillic
alphabet): Бобар банка а.д.
Бијељина
In Serbian (Latin
alphabet): Bobar banka a.d.
Bijeljina
In English: Bobar banka a.d.
Bijeljina
Quarterly/annual data on
all banks in Republika Srpska at the website of the Banking Agency of Republika
Srpska:
In Serbian: Публикације
Financial statements at
bank’s website:
In Serbian: Annual and
semi-annual financial statements according to domestic accounting standards,
2002-2013: Finansijski izvještaji
Auditor: BDO Ltd. (Друштво за консалтинг и
ревизију „BDO“ д.о.о. Бања Лука)
Deposit insurance: The bank has been a member
of the Deposit Insurance Agency of Bosnia and Herzegovina since 2004.
Quality: Since 2004 the bank has had ISO 9001
certification for its management system.
In February 2013 its certification for ISO 9001 : 2008 was renewed by TÜV NORD CERT
GmbH.
SWIFT Code: BATOBA22
YouTube channel: BobarBanka (3
videos).
Lists of repossessed property
for sale: Stambeni prostori, Poslovni prostori, Zemljišta
Contact info:
Phone: (+387) 55-233-300
Fax: (+387) 55-233-302
E-mail: office@bobarbanka.com
Web: www.bobarbanka.com
EUR – For amounts up to EUR 5,000: 1.00% a.p.r. for 1 month, 2.00% for 3 mos.,
3.90% for 6 mos., 4.40% for 12 mos., 4.80% for 13 mos., 5.15% for 24
mos., 5.60% for 36 mos., 6.00% for 60 mos.
BAM – For amounts up to BAM 10,000: 1.00% a.p.r. for 1 month, 2.00% for 3 mos.,
3.90% for 6 mos., 4.40% for 12 mos., 4.80% for 13 mos., 5.15% for 24 mos.,
5.60% for 36 mos., 6.00% for 60 mos.
Other currencies: 0.20% a.p.r. for 1 month, 0.50% for 3 mos.,
0.70% for 6 mos., 0.90% for 12 mos., 1.00% for 13 mos., 1.20% for 24 mos.,
1.70% for 36 mos., 1.90% for 60 mos.
