On 8 February 2013 the central bank’s financial
supervision committee, AFN (АФН РК), published consolidated statistics for the
commercial banking sector for December 2012.
(As of 31 Dec. 2012 one euro equaled
198.35 KZT.)
Assets: At the end of 2012 total assets of the country’s 38
commercial banks amounted to 13.870 tln KZT (€ 69.927 bln), an increase of 8.18%
over the end of 2011.
Liabilities: Total liabilities were 11.873 tln KZT (€ 59.86 bln),
up 3.09% over the year-earlier date.
Equity: After loss provisions, total equity at the end of
2012 was 1.998 tln KZT (€ 10.07 bln), up 53.01% from a year earlier. Total equity of the commercial banks was
1.305 tln KZT at the end of 2011, 1.323 tln KZT at the end of 2010, -0.982 tln
KZT at the end of 2009 (due to the insolvency of BTA Bank), and 1.458 tln KZT
at the end of 2008. The jump in equity
in 2012 follows on a second successful debt restructuring by BTA Bank in
December 2012.
Sources:
On 8 February the
AFN also published a series of decisions that it had taken on 25 January,
including the following decisions concerning banks:
Eximbank: Central Asian Fuel-Energy Company («Орта Азиялық отын-энергетикалық
компаниясы» АҚ) was granted permission to change its status regarding Eximbank Kazakhstan
Kazkommertsbank: Alnair Capital Holding ("Alnair Capital
Holding" АҚ) was granted permission to acquire a significant participation
in Kazkommertsbank («Казкоммерцбанк» АҚ). Kazkommertsbank is the largest commercial
bank in Kazakhstan 31
December 2012 , giving the bank an 18.4% market share in assets
among the country’s 38 commercial banks.
At the same date the bank also enjoyed a 20.5% market share in loans, a
17.4% share in deposits, and a 23.3% share in capital.
SENIM-BANK: The AFN granted Ayan Vakhitovich Kuchukov (Кучуков
Аян Вахитович, born 1973), presently serving as chairman of the board of
SENIM-BANK («СЕНІМ-БАНК» АҚ), permission to acquire the status of a significant
shareholder in the bank. As of 8
December 2012 Mr. Kuchukov owned 6.43% of the bank’s shares; at that time the
largest shareholder was Ms. Zaure Akhylbekovna Algaziyeva (Алгазиева Зауре
Ахылбековна, born 1980), manager of the bank’s Almaty branch and a member of
the board of directors, but as of 1 January 2013 the latter had
reduced her holdings to 24.71% of the bank’s shares. SENIM-BANK is a community bank headquartered in
Rahat on the southwest outskirts of Almaty.
In assets the bank ranks in 34th place among Kazakhstan 31 December 2012 .
Minutes
of extraordinary general meeting of shareholders of SENIM-BANK
held on 11 December 2012
Letter
from AFN to SENIM-BANK stating that changes to the bank’s share
prospectus submitted on 13
November 2012 have been registered
Sources:
AFN decisions: Мұрағат (2013-02-08)
Eximbank: Банк туралы /
Акционерлер
Eximbank: АО "Эксимбанк
Казахстан" предоставило KASE выписку из системы реестров своих акционеров
по состоянию на 01 января 2013 года (2013-01-15)
Eximbank: АО "Эксимбанк Казахстан"
предоставило KASE выписку из системы реестров своих акционеров по состоянию на
01 октября 2012 года (2012-10-22)
SENIM-BANK: Директорлар кеңесі
SENIM-BANK: АО "СЕНИМ-БАНК"
(Казахстан) предоставило KASE выписку из системы реестров своих акционеров по
состоянию на 01 января 2013 года (2013-01-28)
SENIM-BANK: KASE опубликовала протокол
внеочередного общего собрания акционеров АО "СЕНИМ-БАНК" (Казахстан)
от 11 декабря 2012 года (2012-12-28 16:30 )
On 5 February the
AFN also announced decisions taken in the period 18-31 January regarding
proposed appointments to the boards of directors of financial
institutions. The AFN granted approval
to appointments for 10 persons to the boards of directors of 7 financial
institutions, including 3 banks and 1 bank holding company:
Banks: 3 persons to the board of Bank
RBK ("Банк «Bank RBK» АҚ), 1 person to the board of Astana Finance Bank
(«Астана-Финанс» банкі» АҚ), and 1 to the board of Alfa-Bank («Альфа-Банк» ЕБ АҚ).
Bank holding company: 1 person to the board of ALMEX Holding Group ("АЛМЭКС"
Холдинг тобы" АҚ), which owns 69.3% of Halyk Bank ("Қазақстан Халық
Жинақ Банкі" АҚ).
Sources:
In addition, on 4
February the commercial bank “Bank CenterCredit” ("Банк ЦентрКредит"
АҚ) received from the AFN a written notification of possible sanctions for
having provided incorrect information to AFN inspectors. Besides this written notice, so far in 2013 the
bank has received from AFN two other written notices (both on 30 January) as
well as two fines: a fine of 346,200 KZT (€ 1,717) on 11 January for supplying
credit history of a client to a credit bureau in an improper manner, and a fine
of 86,550 KZT on 10 January for not indicating interest rates and fees clearly
in written materials for customers.
Sources:
To update an article
posted in this column on 4 January 2013, recent filings by the commercial bank Nurbank
(“Нұрбанк” АҚ) reveal that between 1 October 2012 and 1 January 2013 the firm JP
Finance Group LLP (“JP Finance Group” ЖШС) acquired 7,294,059 shares of Nurbank
common stock previously held by Ms. Sophia Temirbulatovna Sarsenova (Сарсенова
Софья Темирбулатовна) of Almaty, as a result of which JP Finance Group came to
hold 67.8352% of all shares of the bank’s stock.
Subsequent to this
acquisition of a controlling interest in Nurbank, on 29 January the bank
announced that JP Finance Group was extending – to holders of any outstanding
shares of Nurbank – an offer to buy such shares for 10,000 KZT (€ 49.17) each.
JP Finance Group is
a partnership headquartered in Almaty and represented by Ms. Raushan Z. Erzhanova,
who also serves as Chairman of the Board of Nurbank.
Sources:
Изменения
и дополнения в проспект выпуска 1-й облигационной программы, зарегистрированные
23 января 2013 года (2013-02-05)
Share acquisition offer posted by Nurbank on its
website: Внимание (2013-01-29)
Mark Pleas
[contact]
